Achieve Financial Freedom as a Doctor
Otolaryngologist Turned Investor, Entrepreneur, and Speaker
Joseph Ryan Smolarz,
MD, MBA
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· Feeling trapped in a cycle of long hours and financial stress.
· Overwhelmed by the complexities of investment and financial planning.
· Frustrated with the lack of time to explore alternative income streams.
· Anxious about retirement and financial security for the future.
· Exhausted from living paycheck to paycheck, despite a respectable income.
About
J. Ryan Smolarz, M.D., M.B.A.
As a doctor, I once believed that my clinical skills were my only path to financial success. I worked tirelessly, yet I found myself struggling with the overwhelming burden of debt and dependence on my salary. It wasn't until I shifted my mindset to think like an investor that everything changed. I discovered that mastering investments was the key to unlocking my financial freedom. And now I’ve developed the 'LIFTOFFNOW Method' that anyone can follow to overcome dependence on a single income and achieve the financial success they desire.
You start by defining “enough”—a clear number, date, and lifestyle. Then you map your reality: income, expenses, assets, debts, and the risk you can actually tolerate. You learn the essentials—how cash flow works, how fees and taxes change outcomes, and how to read a deal. You set simple rules so hype can’t move you. Next you build a three-layer plan: cash for flexibility, income for stability, growth for scale. You automate funding and redirect waste into ownership. You vet operators, place small first, and keep a log of what you did and why. On a set schedule you review, rebalance, and reinvest. Over time the hours you used to trade for money are replaced by assets that pay you back.
What's waiting for you on the other side
· Experience true financial freedom with multiple income streams.
· Enjoy peace of mind knowing
your investments are working
for you.
· Achieve fulfillment as you pursue your passions without constraints.
· Embrace opportunities that arise from a solid financial foundation.
· Gain the flexibility to live life on your terms while growing your wealth.
Felix Okoth, PMP®,
Keynote Speaker, Author, Executive Coach
Dr. Joseph Ryan Smolarz’s story is transformational—proof that intentional mindset shifts can create massive impact. From accomplished board-certified surgeon to strategic investor and thought leader, he exemplifies the power of purposeful growth and reinvention. His 10B Framework—especially the shift from consumer to investor—is revolutionary. Ryan doesn’t just teach transformation—he lives it, empowering others to break free from system dependency and achieve lasting financial independence through smart investing. I had the privilege of hosting Ryan on my podcast, and he left a lasting impression. “Change your mindset and change your life”—that’s what he told me. He’s a rare blend of renowned surgeon, entrepreneur, real estate investor, pilot, and blockchain technology expert.
Lily Patrascu,
Book publisher - www.lily.global and host
Ryan Smolarz was a knowledgeable guest on the Awakened Titans Podcast, where he spoke about Financial Freedom For Doctors. His clear, practical advice and deep understanding of both medicine and money made this episode a must-listen for healthcare professionals aiming to take control of their financial future.
Des Woodruff
AI & Machine Learning Strategist | | Speaker
I've known Dr. Ryan Smolarz personally for several years, and we've shared conversations at investment gatherings from Las Vegas to Tampa. Beyond being a trusted friend, Ryan has always impressed me with his disciplined approach, intellectual curiosity, and sharp eye for opportunity. He brings the same level of precision and thoughtful analysis to investing as he does to his medical practice—qualities that speak volumes about his character and professionalism.
Stop Trading Time for Money
This Process Changed My Life—And It Can Change yours too. I'm not exaggerating when I say that this process transformed my life. Back in 2017, I was exactly where you might be right now—feeling overwhelmed, frustrated, and stuck in a system that seemed designed to keep me in the grind. I didn't know how to allocate capital. I didn't know how to invest. I just knew I was tired of working for money instead of having money work for me. Every morning, I'd wake up with that familiar knot in my stomach—the dread of another day spent trading my time for money, with nothing to show for it at the end of the month. Despite years of medical training and a "good job," I was still no where near where I wanted to be financially, watching my colleagues fall into the same trap of high income but low wealth. I knew something had to change, but I didn't know where to start. It took me years of trial and error, countless mistakes, and a fortune in time and money to figure out the right path. And that's why I created the LIFTOFFNOW Framework—to take the pain out of investing and to give you a clear, actionable path to financial freedom.
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Investing with Integrity A Deep Dive with Chris Larson
MEDICINE AND MONEY SHOW PODCAST
Joseph Ryan Smolarz, M.D., M.B.A. hosts the Medicine and Money Show, a podcast dedicated to educating doctors about investing and financial literacy. Tune in to gain valuable insights into building wealth and financial wellness.
